Causes of Damage that We Have Evaluated Include:
- Wind
- Tornado
- Snow/Ice
- Ice/Frost
- Lightning
- Hail
- Water/Moisture
- Vehicle Impact
- Tree Impact
- Explosion
- Vibration
- Earthquake
- Poor Construction Practice
- Inadequate Design
- Inadequate Maintenance
- Deterioration and Aging
- Wear and Tear
- Intentional/Vandalism